@article{momi2-smura-kivi-toyli-2010,
  author = {Timo Smura and Antero Kivi and Juuso T{\"o}yli},
  title = {Mobile Data Services in Finland: Usage of Networks, Devices, Applications, and Content},
  journal = {International Journal of Electronic Business},
  year = {2010},
  note = {In Press},
}